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ZipHealthy

Free 15-Minute Consultation | Same-Week Appointments | Most Insurance Verified : Schedule Now

ZipHealthy
Insurance Verification

Verify your therapy benefits in about 1 business day

Free, HIPAA-secure, and no obligation. Three quick steps and our team emails you a clear summary of your copay, deductible, and coverage — usually within 1 business day.

3 quick steps · results in ~1 business day HIPAA-secure Free, no obligation No spam, ever
Verify My Benefits Most major plans accepted · Bentonville, AR

Insurance plans we accept

Click any plan to verify your specific benefits. Don't see yours? Submit anyway — we work with most major insurers.

Most major plans cover therapy with a typical copay of  $0–$45 per session. Don't see yours?  Submit anyway →

Insurance company names and logos are trademarks of their respective owners. Acceptance does not imply endorsement. ZipHealthy is in-network with most major insurance plans; out-of-network benefits are available for other plans.

Verify your coverage

Three quick steps. We'll email a clear summary within 1 business day.

About You
Insurance
Confirm

Tell us about you

We'll use this to email you your benefits summary.

Step 1 of 3 · About 40 seconds left

What you'll know after we verify

Four answers, written in plain English, delivered to your inbox.

Coverage confirmation

Whether your plan covers therapy at ZipHealthy, in-network or out.

Your exact copay

What you'll pay per session after insurance. No surprises.

Deductible status

How much you've already met this year and what's left.

Session limits

Any annual session caps or prior-auth requirements your plan has.

No insurance? No problem.

We offer competitive self-pay rates and can discuss flexible payment options during your free consultation. Many clients choose self-pay for added privacy and scheduling flexibility.

View self-pay rates

Your rights under the No Surprises Act

Self-pay and uninsured patients have the right to receive a Good Faith Estimate of expected charges before receiving services.

Learn about Good Faith Estimates

Frequently asked questions

Is this verification really free?
Yes. Verifying your insurance benefits is a complimentary service. No cost, no obligation. We believe understanding your coverage should be easy and stress-free before you commit to scheduling.
What information do I need to submit?
Have your insurance card handy. We'll need your name, date of birth, insurance provider, and ideally your member ID. Group number and the specific service you're interested in help us give you the most accurate estimate.
How long does verification take?
Most verifications are completed within 1 business day. We'll email you a clear summary of your benefits including your copay, deductible status, and any session limits. No jargon, just the numbers you need.
What does "in-network" vs. "out-of-network" mean for me?
In-network means ZipHealthy has a contract with your insurance plan, so you pay lower copays and your deductible applies at the in-network rate. Out-of-network means we can still see you, but your plan may cover less. We'll provide superbills so you can submit for reimbursement. We'll tell you exactly which category your plan falls into.
What if my insurance isn't listed?
We work with many providers beyond those shown. Pick "Other (specify below)" in the wizard and we'll check if we're in-network or can provide out-of-network benefits.
Does insurance cover telehealth therapy sessions?
Most major insurance plans now cover telehealth therapy at the same rate as in-person visits. We'll confirm telehealth coverage as part of your benefits verification so there are no surprises.
What if I don't have insurance?
We offer competitive self-pay rates and flexible payment options. Many clients choose self-pay for added privacy and scheduling flexibility. You're also entitled to a Good Faith Estimate before your first session. View our rates.
Is my information secure?
Absolutely. We are fully HIPAA compliant. Your information is encrypted in transit and at rest, and used solely for verifying your insurance benefits. We never share your data with third parties. Read our privacy policy.